VBA Protect speakers are listed alphabetically by last name.

Matt BruningMatt Bruning, Virginia Bankers Association
Matt joined the Virginia Bankers Association in December 2010 and currently serves as Senior Vice President for Government & Member Relations. In that role, he represents the Virginia banking industry at the Virginia state and federal levels, oversees the VBABankPAC and coordinates grassroots advocacy. He also coordinates VBA’s member relations efforts, including bank outreach and engagement as well as the endorsed vendor program.

Prior to joining the VBA, Matt served as Legislative Liaison in the Policy Office of Virginia Governor Robert F. McDonnell. He also worked for five years as the Policy Director for Virginia House of Delegates Speaker William J. Howell. He serves on the Board of Directors of the Lewis Ginter Botanical Garden in Richmond and the Church Council of Trinity Lutheran Church in Henrico.

Matt received his Bachelor of Arts degree in Leadership Studies and Political Science from the University of Richmond in 2003. He is a graduate of the VBA’s Executive Leadership Institute and is a rising third year student at the VBA School of Bank Management at the University of Virginia. He lives in Glen Allen, Virginia with his wife Jennifer and daughters Charlotte and Caroline.

Cheryl BuntinCheryl Buntin, AaSys Group
Cheryl Buntin is no stranger to community bankers in Virginia!  As a Senior Vice President of AaSys Group, Ms. Buntin oversees a sales and marketing team that covers the eastern US.  For over 20 years she has worked with banks, helping them optimize their use of technology, information and cyber security and compliance.  She has helped to develop the ISO Peer Group meetings in Virginia, and develops and delivers specialized Information Security Training.  Ms. Buntin has a Master’s of Science degree in Communications from Western Kentucky University.

Terry ChoateTerry Choate, Blue-U Defense
Terry Choate is a retired full-time Lt. with the Jaffrey Police Department where he has served for the past 14 years. Prior to a career change to law enforcement, Lt Choate spent over 20 years serving in Vice President and upper-level management positions in several large and Fortune 500 corporations in the areas of Sales and Marketing, and Operations Management. He is also the Team Commander of the Monadnock Regional Special Response Team. Terry is an author and subject matter expert for businesses, associations, hospitals and media outlets. His passion for personal, business, and school safety; understanding those who victimize others and how/why they do so; how our minds work to make both good and bad decisions; how to influence others and the outcomes of situations; and practical and effective means and methods to solve problems associated with protecting lives started far before becoming a police officer when he was in his early teens.

Terry is equally passionate about finding unique and effective ways of dealing with the out-of-control drug problem. He has extensive experience and associated training in illegal drugs; undercover drug work; and has been involved in numerous drug arrests, search warrants, and drug operations. Terry also has personal experience in dealing with a loved one with an addiction problem. He teaches and attempts to find solutions to the drug problem through compassion and changing the ways in which people typically see those fighting addiction diseases. He serves on the Board of Directors for Reality Check, a nonprofit in Southwestern NH offering drug and alcohol prevention, intervention, treatment, and recovery services to residents. He is also a highly experienced and engaging speaker.

Mike CohnMike Cohn, WolfPAC Integrated Risk Management
Mike serves as Director of the WolfPAC Solutions Group at Wolf & Company, P.C. He is responsible for the strategic direction of the group and provides enterprise risk management (ERM) advisory services and board training to community based financial institutions. An expert on ERM, Mike routinely speaks on the topic before banking professionals nationwide. With over 25 years of experience in the banking and technology industries, he has extensive knowledge on breaking down silos to build better management models through ERM, aligning successful business strategies with risk management and technology, and managing organizational change and innovation.

Jeremy D’Errico, FBI
Special Agent Jeremy D’Errico is assigned to the FBI’s Richmond Division and is responsible for investigating high-technology organized crime matters such as card skimming and online underground marketplaces. His investigative experience spans a number of cyber computer intrusion investigations including ransomware, business email compromises, account takeovers, and nation-state actors. Mr. D’Errico received a Bachelor of Science in Computer Science from James Madison University and a Master of Science in Security Informatics from the Johns Hopkins University.

Denyette DePierroDenyette DePierro, American Bankers Association
Denyette DePierro joined the American Bankers Association in March 2008. Prior to joining ABA, Denyette was Legislative Counsel at the Independent Community Bankers of America (ICBA) in Washington, D.C. and the California Independent Bankers in Newport Beach, California. Denyette received her J.D. and M.DR from the Pepperdine School of Law, where she was a fellow at the Straus Institute for Dispute Resolution. She received a B.A. from the University of California, Santa Barbara, and was a European Union Fellow at the University of Padua in Padua, Italy in Developmental Economics.

At ABA, Denyette focuses on state, federal, and international regulation of technology, cybersecurity, privacy, data security and emerging trends in banking, including fintech, blockchain, internet of things (IOT), artificial intelligence, and social media.

Carol DodgenCarol Dodgen, Dodgen Security Consulting
Carol Dodgen is the owner of Dodgen Security Consulting. Since 1998, her company has been providing services for financial institutions, businesses, and professional organizations to include training, ATM lighting surveys, and vulnerability assessments. Before forming her company, Carol served as the security training officer for Compass Bank. She earned her Master’s Degree in Criminal Justice and spent several years as a university adjunct criminal justice instructor. Carol is a nationally recognized speaker who has provided training for over 80,000 corporate, manufacturing, financial, and law enforcement personnel over the past 24 years. Carol earned her Crime Prevention Designation and provides instruction on Crime Prevention Through Environmental Design, Workplace Violence Prevention and Response, Active Shooter, Robbery Prevention and Response, and Personal Safety. Carol recently produced her 2nd video training program entitled “Robbery: Plan. Prevent. Prevail.” which provides training for financial institution employees in proper robbery procedures. In 2009, Carol was appointed by the governor to serve on the newly formed Alabama Security Regulatory Board and served for 6 years as vice-chair of this board which regulates the security guard industry in the state.

Jim DrayJim Dray, Thomas Compliance Associates
Banking veteran James “Jim” Dray brings a solid, career operations and compliance background to TCA clients. His compliance experience includes hands-on management at both community banks and large bank holding companies. Mr. Dray began his banking career in 1983, progressing through the ranks to manage operations and compliance. Mr. Dray’s diverse, 35 years of bank operations and compliance experience have helped to uniquely qualify him as a compliance professional.

Mr. Dray is a BSA/AML and Compliance Management System specialist, and in his 15 year tenure with TCA has conducted over 200 independent audits for TCA client Banks. He is a regular speaker for the Illinois Bankers Association Regulatory Compliance School, where he teaches the BSA/AML module of the school. Mr. Dray is a featured speaker for TCA, having presented topics to the Chicagoland Compliance Association, the Virginia Bankers Association, the Community Bankers of Michigan and several other state banking associations.

Mr. Dray joined TCA in 2003 and President of TCA in August 2009. Mr. Dray holds a Certified Regulatory Compliance Manager designation from the Institute of Certified Bankers.

Chris Gagne, United States Secret Service
Chris Gagne is an 18-year veteran of the United States Secret Service; having served in investigative, technical and protective assignments in New York and Washington, D.C. Currently, Mr. Gagne is assigned to the Criminal Investigative Division. Mr. Gagne manages the Cyber Forensics and Technology Unit (CFTU) which encompasses the Secret Service Electronic Crimes Special Agent Computer Forensics Program, the Network Intrusion Responder Program, and the Mobile Device Forensic Program at the University of Tulsa.

David HArtDavid Hart, NetBankAudit
David Hart, President, is a Certified Information Systems Auditor (CISA), Certified Fraud Examiner (CFE), and Certified in Risk and Information Systems Control (CRISC). As President, he is responsible for all product and service delivery. His emphasis is on developing and providing practical, risk-focused solutions. These solutions typically involve technically complex undertakings and/or strenuous regulatory matters. According to Mr. Hart, the key is developing a win-win scenario for all parties involved. The specific needs of each institution must be met effectively and efficiently. Prior to joining NETBankAudit, David served as a bank examiner and internal auditor for the Federal Reserve for over 15 years. As a Senior Advisory Bank Examiner, David participated and led numerous examinations of community banks, large financial institutions, and service provider data centers. He was also responsible for staff development, report review, and public policy. As a Senior Internal Auditor, David participated and led several audits of the national Federal Reserve Information Technology (FRIT) function and U.S. Treasury systems. Mr. Hart is a distinguished graduate of the Virginia Military Institute. Additionally, he has attended numerous banking seminars and schools including graduate level work.

Joe HilemanJoseph Hileman, Blue-U Defense
Joe Hileman is a retired full-time Detective with the Jaffrey Police Department which he has served for the past 11 years. He is the Assistant Team Commander of the Monadnock Regional Special Response Team. Prior to his career in Law Enforcement, he was a security supervisor for a Fortune 500 company’s proprietary security department. He also holds degrees in Criminal Justice – Law Enforcement and Criminal Justice – Corrections, Probation, and Parole.

Steve Houchens, Thomas Compliance Associates
Steven Houchens brings a broad range of experience to his role at TCA. He has over 35 years of experience in virtually every aspect of bank compliance, regulatory risk management and internal audit; his strengths include identification and quantification of compliance needs and custom-fit solutions.

For 16 years prior to joining TCA, he served as a Senior Vice President of Internal Audit, Director of Regulatory Risk Management, and Director of Compliance Audit. Mr. Houchens was responsible for the overall internal audit program in addition to developing and coordinating regulatory compliance programs and processes.

Mr. Houchens is a graduate of Virginia Polytechnic Institute and State University, with a BS in Business. He also holds an Audit Management degree from the Bank Administration Institute’s School of Bank Administration.

Gill HundleyMary P. (Gill) Hundley, CRCM, CRVPM, KBS Results
Gill joined KBS Results in March 2016 as Executive Vice President. Gill spent the bulk of her banking career at Valley Financial Corporation / Valley Bank, a $900 million publicly traded bank in Roanoke, Virginia. At Valley, Gill’s career progressed from four years in lending to managing credit administration for nine years to the Bank’s first Chief Risk Officer from 2006 to 2015. As Executive Vice President and Chief Risk Officer, Gill was responsible for enterprise risk management including the Bank’s regulatory compliance program.  Immediately prior to joining KBS, Gill served as Chief Operating Officer of Virginia Community Capital, Inc./ Community Capital Bank of Virginia in Christiansburg, Virginia.

Gill is a graduate of Roanoke College and holds the Institute of Certified Banking’s Certified Regulatory Compliance Manager designation as well as the Certified Regulatory Vendor Program Management designation.  Gill is a proven hands-on leader with an extensive banking background in diverse areas such as operations, risk management, lending/credit, compliance, technology, and project management.

View More: http://brittany-daniel.pass.us/demarionDeMarion Johnston, Virginia Bankers Association
DeMarion is currently the General Counsel of the Virginia Bankers Association where she provides legal representation to the Association and its subsidiaries.  DeMarion possesses expertise in banking, non-depository financial services, and insurance.  Prior to joining the VBA, she spent eight years as Associate General Counsel in the Office of General Counsel of the Virginia State Corporation Commission advising and representing the Commission and its divisions, primarily the Bureau of Financial Institutions, Bureau of Insurance, and Office of the Clerk.  Her responsibilities included representing Commission staff before the Commissioners or Hearing Examiners including adjudicatory litigation and regulatory proceedings, and representing the Commission before state and federal courts and agencies.  She also advised on legal issues involving the state and federal regulation of banks and non-depository institutions, drafted regulations and legislation, and represented the Commission before the state legislature.

Before joining the Commission, DeMarion was in the private practice of law in Richmond, Virginia where she focused on corporate and real estate law, and litigation.  DeMarion also spent five years at the Federal Reserve Bank of Richmond regulating the safety and soundness of all Fifth District institutions that accessed Federal Reserve services, including national member banks, nonmember banks, savings institutions, and credit unions.  She worked with high-risk institutions identifying material changes in condition, risk or service activity levels, and developed policy for avoiding losses that undermine the integrity of the payments system.

Mitchell KleinMitchell Klein, nContracts
Mitchell is Ncontracts’ Senior Vice President of Risk Services. He was formerly the Chief Risk Officer for Citadel Banking and was responsible for the Collection and Risk Departments where he was charged with assessing and minimizing economic, physical and technological risk. Prior to joining Citadel, Mitchell was General Counsel and a Senior Vice President of a 4 Billion Dollar financial institution, where he was in charge of the Legal, Collection and Human Resources Departments, as well as served as Chief Compliance Officer. Mitchell received a BA in Economics from the University of Pennsylvania and a JD from the Dickinson School of Law of the Pennsylvania State University.

Brian KruegerBrian Krueger, Elliott Davis
Brian has more than thirteen years of financial institution experience with a focus on providing regulatory compliance solutions. He provides consulting, auditing, risk assessment, and training services related to various compliance regulations. Specific areas of expertise include, but are not limited to topics such as Community Reinvestment Act (CRA), fair lending, Bank Secrecy Act (BSA)/Anti-Money Laundering (AML), as well as loan and deposit compliance.

Prior to joining Elliott Davis Decosimo, Brian held roles as a bank examiner with the Office of Comptroller of Currency (OCC) in the Atlanta, Georgia field office, as a financial services consultant at a Big 4 firm in Washington, D.C., and as an internal auditor and regulatory compliance officer with two large regional banks, one in Atlanta, GA and another in Birmingham, AL.

Gary LuptonGary Lupton, Virginia 1st 
Gary Lupton is Executive Director for Virginia1st, located in Virginia Beach, Virginia.  He is a Certified Computer Professional, Certified Business Continuity Planner through the Disaster Recovery Institute and Member of the Business Continuity Institute. He has over 30 years of diversified banking experience. Additionally, he is currently serving as the Executive Director for “Virginia1st”, which is a Commonwealth of Virginia group focused on recovery of Financial Institutions during crisis.

Gary earned a BS in Business Management from Old Dominion University and is a graduate of the Virginia Bankers School of Bank Management.

Sharon MoynihanSharon Moynihan, United Bank
Ms. Moynihan is the SVP of Project Management for United Bank and has spent over 20 years leading and supporting the implementation of back-office and information technology projects and process improvement initiatives for mid-sized community and regional banks.  Ms. Moynihan has successfully established and implemented ground up project management programs at two different financial institutions and has lent her talents to the successful completion of over 10 different bank acquisitions and several core date conversions.

With a dedicated focus on the growth and development of win-win project management programs that provide a real value add to the organization, Ms. Moynihan continues to ensure the successful implementation and strategic alignment of projects on a daily basis.

Ms. Moynihan holds a BS in Finance from Virginia Tech, is a graduate of the VBA School of Bank Management and a PMP certification from the Project Management Institute.  In her free time, she can be found cheering her 7-year-old son on at the baseball field or basketball court and helping with his cub scout den.

Bryan NewlinBryan Newlin, Yount Hyde & Barbour
Bryan began his career with Yount, Hyde & Barbour in 2005, and has been a key leader in YHB’s respected Risk Advisory Services practice since 2007. In his role as IT Audit Manager, Bryan is responsible for IT audit program design, engagement quality, IT audit staff training and development, and the firm’s Vulnerability and Penetration testing practice.

He has authored articles for The Community Banker, Virginia Business, and is a regular contributor to YHB’s deTECH newsletter. He has been a featured speaker at banking industry conferences in Virginia. Bryan became a Certified Information Systems Auditor and Certified Public Accountant in 2008, and Certified Information Technology Professional in 2011.

Rayleen Pirnie, RP Payments Risk Consulting, LLC
Rayleen is the founder and owner of RP Payments Risk Consulting Services, LLC. based in Missouri. She is a nationally recognized payments risk and fraud expert who offers specialized consulting services, procedural and risk management reviews, and payments education. Rayleen’s specialized skill is delving into the world beyond the payment rules; areas where organizations often find themselves in positions of liability or loss with little to no clear guidance. She is an Accredited ACH Professional (AAP) who has worked with all payment systems for nearly 20 years. Rayleen holds a Bachelor’s of Science in Criminal Justice Administration.

David RuffinDavid Ruffin, Dixon Hughes Goodman, LLP
David has more than 42 years of experience in the banking industry with a focus on credit risk. He has 27 years of experience as a business owner and banking industry consultant. David helps lending institutions evaluate credit risk—both traditional transactional credit risk and the emerging more macro portfolio focus. David assesses all aspects of the credit process and credit culture—pertaining to a financial institution’s day-to-day activities, as well as within the integration challenges of a prospective merger or acquisition. Through his experience as a practicing banker and managing a credit consultancy firm, David has worked with management teams and boards of directors to create value by assessing the quality of loan review, credit talent, underwriting, servicing and loan approval protocols.

He has presented at more than 100 conferences for state bankers associations and financial organizations on pertinent credit issues facing the industry throughout the U.S. David’s presentation topics include current trends in credit, stress testing, enterprise risk management, construction real estate concentrations, loan review effectiveness and the importance of credit culture.

David has served as a subject matter witness in various cases and jurisdictions.

Prior to joining DHG, David was the co-founder and member of Credit Risk Management, L.L.C., (CRM). Formed in 1989, CRM was a consulting firm that provides comprehensive credit-related products and services to banks and other lending institutions throughout the U.S., until 2015. From 1984 to 1989 he served in credit officer positions at First Union, the last position as Senior Credit Officer of the Eastern Region of North Carolina. At that period of time he oversaw a commercial portfolio of approximately $10 billion.

David is a former Regional Associate and Group Officer of Robert Morris Associates (Risk Management Association).

Kim SnyderKim Snyder, KBS Results
Prior to starting KBS Results in September 2015, Kim served as Executive Vice President and Chief Financial Officer of Valley Financial Corporation/Valley Bank, a $900 million publicly traded bank in Roanoke, Virginia, where she was instrumental in the success of the Bank which led to the acquisition by BNC Bancorp at a 173% premium to tangible book value. Kim served as the Chair of the Virginia Bankers Association CFO Committee from 2012 – 2015.

Kim earned the banking graduate degree and leadership certificate from the ABA Stonier Graduate School of Banking and served as the student advisor to the ABA Stonier Graduate School of Banking Board of Directors in 2014. She is a magna cum laude graduate of James Madison University, a licensed Certified Public Accountant in the state of Virginia, and a CGMA Designation Holder.

Emergency PlanningErin Sutton, Virginia Beach Department of Emergency Management
Erin Sutton is the Director for the City of Virginia Beach Division of Emergency Management. She received her Bachelor of Science in Biology from Radford University and her Masters of Science in Microbiology and Immunology from Wright State University in Dayton, OH. She has been in emergency planning and management for the last 14 years and has been with the City since 2011. Prior to her work with the City she worked for the Virginia Beach Health Department as the Emergency Planner and then the Environmental Health Manager. She is a Certified Emergency Manager and Certified Floodplain Manager.

Lee WetheringtonLee Wetherington, Jack Henry & Associates
Lee Wetherington is Director of Strategic Insight for Jack Henry & Associates® (JKHY: NASDAQ). Lee directs the development of actionable insight and strategy for the financial services industry at large. To this end, he creates programs, presentations, and articles designed to orient and educate financial executives on the trends and implications of new technologies. He delivers keynotes nationwide focusing upon opportunities and challenges in fintech, payments and digital banking, and he is widely renowned for his unique style of comedic delivery.

Lee has delivered over 500 keynotes for state, national, and international trade groups, including the American Bankers Association (ABA), American Institute of CPAs (AICPA), National Automated Clearinghouse Association (NACHA), Independent Community Bankers of America (ICBA), Bank Administration Institute (BAI), and the Federal Deposit Insurance Corporation (FDIC). He has served as Technology Faculty Chair for several graduate schools of banking and management, and has delivered guest lectures on leadership and technology at universities across the country. He was named “Strategic Alliance Executive of the Year” at the 2013 Golden Bridge Awards, which recognizes the world’s top executives across every major industry globally. Lee’s articles and commentary have been published in American Banker, BAI’s Banking Strategies, ABA’s Bank Marketing, ICBA’s Independent Banker, and InformationWeek’s Bank Systems + Technology.

Lee received bachelor degrees in Economics and English from Duke University in 1990, and, in 1993, he completed graduate studies at Emory University before joining a payments startup born out of the backroom of a community bank in South Georgia.

Bruce WhitehurstBruce Whitehurst, Virginia Bankers Association
Following a 10-year career in retail and commercial banking, Bruce joined the Virginia Bankers Association in 1993, its 100th anniversary year. He has served as president and chief executive officer of the association since 2007 and was previously executive vice president.

While at the VBA, Bruce has worked with member banks in a variety of areas, to include government relations, education and training, financial literacy, and partnering with banks in a number of innovative ways to help them enter new lines of business. He also speaks about and on behalf of the industry on a regular basis.

As a banking industry advocate, Bruce is active at the national level. He served on the American Bankers Association’s Regulatory Reform Task Force during the 2008- 2009 financial crisis and served as an ABA Board member and chairman of the Alliance of State Bankers Associations in 2012-2013. He has also served on the ABA Community Bankers Council and the ABA Government Relations Council.

Committed to serving his community, Bruce is a director of and has chaired United Methodist Family Services in Richmond, VA and the Virginia Council on Economic Education.

Bruce received his Bachelor of Arts degree from the College of William & Mary, his MBA from the University of Richmond and is a graduate of the Virginia Bankers School of Bank Management.

Seckin YilgorenSeckin Yilgoren, Mastercard
Seckin is the Senior Vice President of Global Identity and Security Solutions at Mastercard. He is leading “Commercialization Strategy Team” and his main objective is developing global and regional business strategies which are linked to Mastercard’s business priorities spanning Identity Solutions. He is responsible of establishing go-to-market plans and commercialization initiatives along with key performance indicators for Identity Solutions.

Before this role, he was leading Digital Payments & Labs’ product specialist team covering North American Markets. He was driving core business through digital product and solutions and advancing Mastercard’s digital agenda and priorities for the region.

He joined Mastercard in 2010 and was responsible for core and digital products in High Growth & Central European Markets until his relocation to USA at the end of 2014. Prior to MasterCard, he worked several years as a management consultant in various parts of the world focusing on financial institutions, telecommunication and retail industries. He holds an Economics degree from Pierre Mendes University in Grenoble, France and an MBA from University of Illinois, USA.