VBA Protect speakers are listed alphabetically by last name.  Speaker bios will be added as they are provided to the VBA.

Patti BlendenPatti Blenden, Financial Solutions, Inc.
Patti Blenden is a dynamic speaker and leader with strong, intuitive management skills, and a deep conviction that “excellence is not optional.” She has extensive experience in working with financial institutions, bank data processors and governmental agencies. Patti has more than 30 years of experience in the financial industry as an entrepreneur and financial institution executive. She is a Certified Public Accountant, skilled regulatory compliance consultant, bank operations specialist, system automation designer, and an enthusiastic regulatory compliance instructor who believes in providing real-world solutions ready for immediate implementation.

Josh BrownJosh Brown, The Fauquier Bank
Josh Brown is a Vice President and the Director of Security for the Fauquier Bank. As such, he has served as the bank’s primary investigator for fraud and financial crimes since December of 2004. He has investigated hundreds of financial crimes and provided courtroom testimony.  Josh is a retired police officer, having served for 23 years with the Fairfax County Police Department, with 17 years in Crime Prevention. He is a Certified Protection Professional (CPP) through ASIS (American Society for Industrial Security), Board certified in Security Management.

Terry ChoateTerry Choate, Blue-U Defense

Terry Choate is a retired full-time Lt. with the Jaffrey Police Department where he has served for the past 14 years. Prior to a career change to law enforcement, Lt Choate spent over 20 years serving in Vice President and upper-level management positions in several large and Fortune 500 corporations in the areas of Sales and Marketing, and Operations Management. He is also the Team Commander of the Monadnock Regional Special Response Team. Terry is an author and subject matter expert for businesses, associations, hospitals and media outlets. His passion for personal, business, and school safety; understanding those who victimize others and how/why they do so; how our minds work to make both good and bad decisions; how to influence others and the outcomes of situations; and practical and effective means and methods to solve problems associated with protecting lives started far before becoming a police officer when he was in his early teens.

Terry is equally passionate about finding unique and effective ways of dealing with the out-of-control drug problem. He has extensive experience and associated training in illegal drugs; undercover drug work; and has been involved in numerous drug arrests, search warrants, and drug operations. Terry also has personal experience in dealing with a loved one with an addiction problem. He teaches and attempts to find solutions to the drug problem through compassion and changing the ways in which people typically see those fighting addiction diseases. He serves on the Board of Directors for Reality Check, a nonprofit in Southwestern NH offering drug and alcohol prevention, intervention, treatment, and recovery services to residents. He is also a highly experienced and engaging speaker.

Sharon Cook, FHLBank Atlanta

Scott Daugherty, Compliance Alliance

Dave DefazioDave Defazio, StrategyCorps
Dave DeFazio is a partner at StrategyCorps and works with bank clients to design, build and implement a variety of checking, marketing and training programs. His extensive financial services experience and continuous research in the field ensures each product and service meets the needs of today’s retail bankers.

As partner, he develops consumer sites and mobile apps that deliver value to bank customers as well as analysis tools that allow clients to have a deeper understanding of customer relationships and product profitability. He has spoken at conferences nationwide about insight and research on innovations in financial technology, retail banking and other tactics of today’s best retailer marketers. Dave received his B.A. in Economics and Mathematics from Ohio Wesleyan University.

Margaret DolingerMargaret Dolinger, Thomas Compliance Associates
A veteran Virginia banker whose compliance focus centers on the loan side and the many components of Fair Lending, Margaret Dolinger’s ability to analyze credit data, operational processes, branch performance and support fraud investigation research positions her strategically well in the TCA compliance support spectrum.  Assigned to TCA’s East Coast regional office in Sykesville, MD but operating from Charlottesville, VA, Dolinger primarily assists TCA client banks in the Mid-Atlantic states, although her extensive banking credentials have led to TCA compliance assignments throughout the country.

Prior to joining TCA in 2015, Ms. Dolinger was a Senior Auditor I at Union Bank & Trust, in Ruther Glen, VA. Earlier she held a similar position at Virginia Financial Group, which became StellarOne Bank and was acquired in 2014 by Union Bankshares Corp., the Richmond, VA-based holding company for Union Bank & Trust.  Ms. Dolinger also has held credit analyst, mortgage quality control and escrow positions – all with a Fair Lending overtone – at banks, mortgage companies and title companies in Virginia.

Ms. Dolinger received her CRCM (Certified Regulatory Compliance Manager) certification in 2014.  Subject matter expert in Fair Lending laws and Community Reinvestment Act, she enjoys assisting banks in seeking opportunities in outreach efforts to fulfill community credit needs.

Wendy Dunham, Access National Bank

Mike FordMike Ford, NETBankAudit
Mike Ford is a Certified Information Systems Auditor (CISA), a Certified Information Systems Security Professional (CISSP), a Microsoft Certified Systems Engineer NT 4.0 (MCSE), and a leading expert in information security for banks. Mike has over ten (10) years in Information Technology and Information Security and has experience in Administration, Compliance, Audit, Risk Management, Project Management, Policy Development, Incident Response, and Budgeting within the Community Banking and Health Care Industries. Prior to NETBankAudit, Mike was with the Federal Reserve Bank of Richmond as an Examiner – Information Technology and Operational Risk. Previous work experience includes First Market Bank, First North American National Bank, and the United Network for Organ Sharing.  Mike has held the positions of Information Security Officer, Bank Security Officer, and IT Manager and has worked in the IT consulting field.  Mike has a Master of Engineering in Systems Engineering from the University of Virginia where he also received his undergraduate degree and a Master of Business Administration from University of Richmond.  Mike is active with the Information Systems Audit and Compliance Association (ISACA), including serving on the Board of Directors of the Richmond Chapter and as Chapter President in 2008.

Dan HeimannDan Heimann, SHAZAM
Dan Heimann is a leader in the payments industry responsible for the strategy and direction of the SHAZAM Payment Network. He has worked with financial institutions, merchants, processors, industry groups, payment innovators and debit networks around the globe to promote and implement innovative products and services in the payment industry.

Joe HilemanJoseph Hileman, Blue-U Defense
Joe Hileman is a retired full-time Detective with the Jaffrey Police Department which he has served for the past 11 years. He is the Assistant Team Commander of the Monadnock Regional Special Response Team. Prior to his career in Law Enforcement, he was a security supervisor for a Fortune 500 company’s proprietary security department. He also holds degrees in Criminal Justice – Law Enforcement and Criminal Justice – Corrections, Probation, and Parole.

Tom HinkelTom Hinkel, Safe Systems, Inc.
Tom Hinkel is responsible for ensuring that Safe Systems’ services incorporate and abide by appropriate financial industry regulations and best practices. In  this position, Hinkel works closely with R&D, Product Management,and Operations Managers to ensure that new and existing services comply with FFIEC standards. Most importantly, by staying current on regulatory issues facing financial institutions, Hinkel serves as a regulatory compliance resource for Safe Systems’

As author of the Compliance Guru website, Hinkel shares easy to digest information security tidbits with Compliance Officers at financial institutions across the country. With over twenty years’experience, Hinkel’s areas of expertise spans the entire spectrum of information technology.

Hinkel has been with Safe Systems, Inc. since 2005, most recently as Director of Compliance. Hinkel holds a BA from Illinois Wesleyan University, an AA in computer programming, the GSEC security certification from the SANS Institute, the Certified Information Systems Auditor (CISA) designation and the Certified in Risk and Information Security Controls (CRISC) designation from ISACA, the Certification in Control Self-Assessment (CCSA) and Certified in Risk Management Assurance (CRMA) designations from The Institute of Internal Auditors (IIA), the Master Business Continuity Professional (MBCP) designation from the Disaster Recovery Institute (DRI), the Certified Third-party Risk Professional (CTPRP) designation from the Shared Assessment Group, and the Cybersecurity Advisory Services Certificate from the AICPA. Hinkel is also an instructor for the Southern Operations School of Banking.

Steve Houchens, Thomas Compliance Associates
Steven Houchens brings a broad range of experience to his role at TCA. He has over 35 years of experience in virtually every aspect of bank compliance, regulatory risk management and internal audit; his strengths include identification and quantification of compliance needs and custom-fit solutions.

For 16 years prior to joining TCA, he served as a Senior Vice President of Internal Audit, Director of Regulatory Risk Management, and Director of Compliance Audit. Mr. Houchens was responsible for the overall internal audit program in addition to developing and coordinating regulatory compliance programs and processes.

Mr. Houchens is a graduate of Virginia Polytechnic Institute and State University, with a BS in Business. He also holds an Audit Management degree from the Bank Administration Institute’s School of Bank Administration.

Dollie KellyDollie Kelly, C&F Bank




Mark LohmanMark Lohman, NETBankAudit
Mark is a security professional with over 18 years of experience in security, network design, and project management.  As VP/CIO he focuses on providing leadership for our vulnerability assessment, penetration testing, and social engineering offerings.  All products focus on providing insight into the business risks faced by our clients.  Prior to NETBankAudit, he was a Network Engineering Consultant where he served customers in a variety of industries including financial services. He has a proven record implementing technology best practices resulting in increased uptime and reduced costs within the corporate and client infrastructures. Mr. Lohman is a Certified Information Systems Security Professional (CISSP), Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM), Certified in Risk and Information Systems Control (CRISC), Certified Ethical Hacker (C|EH), and Microsoft Certified IT Professional, Enterprise Administrator in Server 2008 (MCITP). He holds a Bachelor of Business Administration from Strayer University and is a member of the International Information Systems Security Certification Consortium, Inc. (ISC)² and the Information Systems Audit and Control Association (ISACA).

Aaron SilvaAaron Silva, Paladin fs, LLC
Aaron Silva is a recognized and respected industry leader and negotiations expert standing for community financial institutions. An entrepreneur and industry veteran since 1991, Aaron founded Paladin fs, LLC in 2007 and launched Golden Contract Coalition in 2016. His invention of the Paladin Blue Book has leveled the playing field in contract negotiations vs. national Core & IT suppliers, gaining his clients more than $300M in cost reduction and $100M in merger value accretion. In 2018 Silva expanded Paladin to include the Fintech Advantage division, now addressing the anticipated adoption of fintech services within the industry.  By the end of 2019 the GCC will have more than $1B in combined contract value – the largest banking association focused exclusively on developing a fair “Golden” contract standard that all Core, IT and Fintech suppliers will ultimately adopt in order to do business with this industry.

Steve Stasiukonis 2017 photoSteve Stasiukonis, Secure Network Technologies, Inc.
Steve serves as President of Secure Network Technologies, focusing on Penetration Testing, Information Security Risk Assessments, Incident Response and Digital Investigations. Steve Stasiukonis has worked in the field of Information Security since 1997, specializing in the use of technology to identify information security vulnerabilities, assessing risk and the collection and interpretation of digital network intelligence. As a part of that experience, Steve is an expert in Social Engineering. demonstrated actual social engineering efforts involving pretexting, phishing and physically compromising banks, data centers and other highly secure facilities. Steve carries numerous security certifications by various organizations and also serves as a columnist for Information Week magazine and DarkReading.com.

Kevin Strickland, Secureworks

Bruce Whitehurst

Bruce Whitehurst, Virginia Bankers Association
Following a 10-year career in retail and commercial banking, Bruce joined the Virginia Bankers Association in 1993, its 100th anniversary year. He has served as president and chief executive officer of the association since 2007 and was previously executive vice president.

While at the VBA, Bruce has worked with member banks in a variety of areas, to include government relations, education and training, financial literacy, and partnering with banks in a number of innovative ways to help them enter new lines of business. He also speaks about and on behalf of the industry on a regular basis.

As a banking industry advocate, Bruce is active at the national level. He served on the American Bankers Association’s Regulatory Reform Task Force during the 2008- 2009 financial crisis and served as an ABA Board member and chairman of the Alliance of State Bankers Associations in 2012-2013. He has also served on the ABA Community Bankers Council and the ABA Government Relations Council.

Committed to serving his community, Bruce is a director of and has chaired United Methodist Family Services in Richmond, VA and the Virginia Council on Economic Education.

Bruce received his Bachelor of Arts degree from the College of William & Mary, his MBA from the University of Richmond and is a graduate of the Virginia Bankers School of Bank Management.

Bill Woolf, Just Ask Prevention Project
Bill Woolf has dedicated his personal and professional life to combating human trafficking, most recently being recognized by receiving the Presidential Medal for Extraordinary Efforts to Combat Trafficking in Persons. He started his professional career as a police officer where he was promoted to the position of detective and was assigned to work on the Gang Investigations Unit. While doing this work, he quickly became aware of an emerging problem in his region, human trafficking. Mr. Woolf learned that gangs were transitioning from other profitable crime, such as narcotics trafficking, to human trafficking as a source of income for their illicit activities. Mr. Woolf, having no formal law enforcement training regarding human trafficking, sought out to better understand the problem. In doing so, he learned how prevalent the issue really was domestically in the United States, as well as internationally. From that point forward he became dedicated to combating the issue serving as a federal task force officer investigating and prosecuting cases locally and federally.

He was instrumental in applying for, and ultimately receiving, funding to start a human trafficking task force in northern Virginia. Mr. Woolf was placed in charge of the task force and was assigned to coordinate enforcement and interdiction efforts with other regional, state and federal law enforcement. He was also tasked with forging partnerships with non-governmental agencies that could provide necessary services to those victimized by human trafficking. In the first two years, under Mr. Woolf’s leadership, the task force was able to identify 217 victims of sex and labor trafficking and recover over 126 of them. The task force also identified and initiated investigations into more than 100 traffickers that had conducted illegal activities in the northern Virginia area.

Mr. Woolf saw, through his work, that many of the young victims were being tricked by the traffickers because they were not equipped nor educated to identify what was happening. Mr. Woolf founded the Just Ask Prevention Project to help in better protecting our communities. He led the effort to develop a systematic approach of education, prevention and intervention which brings effective strategies in addressing the threat of human trafficking to communities. The program has garnered national attention and is now being implemented in areas throughout the United States, Mexico, Netherlands, and Nigeria.

After over 15 years of law enforcement service, Mr. Woolf has taken on the prevention and intervention work full time as the Executive Director of the Just Ask Prevention Project and Director of the National Human Trafficking Intelligence Center. He leads a team that is focused on developing tangible tools and resources and leveraging new technologies assisting professionals in the field to better identify situations of human trafficking or exploitation and respond appropriately to those situations. That National Human Trafficking Intelligence Center supports law enforcement in both proactive and reactive investigations by providing actionable intelligence relative to human trafficking.
He also seeks to influence the next generation by serving as an adjunct professor at George Mason University in the Criminology department, partnering with other academics and educating students on effective policy development and strategies to combat human trafficking. He continues to partner with organizations such as the National Center for Missing and Exploited Children to enhance the fight against human trafficking and exploitation.